A free call is designed to create a clearer starting point
SBA Hardship is a marketing service that helps users request a free call with an independent legal team. It does not provide legal advice, determine eligibility, or promise an outcome.
You do not need a perfect file or a fully formed strategy to request a call. If a conversation is available, it can begin with the loan type, the latest notice, and the concern that feels most urgent.
Share the basics—not a polished legal file
The contact form asks for the loan type, basic contact information, and the issue you want to discuss. You can mention a notice, a repayment concern, Treasury correspondence, a business closure, or a question about personal exposure.
Use the conversation to identify what may matter
If a call is available, the legal team may ask about the borrower entity, lender or SBA correspondence, collection stage, signed paperwork, and time-sensitive dates. That conversation is meant to identify the next useful question, not to make a guarantee.
Decide whether any further help makes sense
If further services may be appropriate, the legal team can explain the proposed scope, practical limitations, and fees before you decide whether to move forward. There is no obligation to retain anyone after an initial call.